Credit card is a good ally at the time of squeeze. Even with high interest rates many people even pass small amounts on the card.
Or, the credit card is often used by people who don’t want to carry money in their wallets – either for fear of burglary or for other reasons.
However, many business or service establishments do not comply with certain rules and standards when it comes to paying the bill with their credit card. Some of them, for example, require a minimum amount to pass the card account.
This illegal practice harms consumers, who often end up buying things they don’t want to pay for their credit card purchases – and spending more than they previously anticipate.
What should I do if the property requires minimal spending to spend my credit card purchases?
As has already been said, the prohibition of requiring a minimum amount to pass credit card amounts is laid down in the CDC, based on Article 39 – paragraphs I and V, which states: manifestly excessive, and the provision of a product or service, without justification, should not be limited to quantitative limits… ”.
In this case, as the establishment is required to keep a copy of the CDC visible to the consumer, you must question the requirement. But if, even then, the place refuses to spend only the amount you want, you may be able to report it to your city’s Procon “Consumer Protection and Protection Program”.
Other illegal practices that establishments report
We separate other illegal acts that some places do.
One is to charge extra fees for credit card purchases. Another mistake is not visibly signaling the accepted means of payment.
Also, despite the law, some places insist on not putting a copy of the CDC in sight of customers.
What practices are allowed for credit card merchants?
Not only prohibitions live the establishments of products or services. These locations also have their rights with respect to credit card use.
The establishment, for example, is not required to accept credit cards, and may well accept payment by cash or debit card only. It is also not required to split purchases on the card.
Another right is to charge interest on installments or installments made by credit card. Thus, as it is right not to parcel values.
The site is also not required to accept that third parties use a credit card to pay for purchases or services. Even if the person has the secret password, the establishment may require the ID of the credit card owner.